Structural engineers
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A structural survey is carried out by a chartered structural or civil engineer — typically registered with the Institution of Structural Engineers (IStructE, denoted MIStructE) or the Institution of Civil Engineers (ICE) — or by a RICS building surveyor specialising in structures, and is backed by professional indemnity insurance. This is not a standard RICS home survey: the engineer can assess loads, design beams and produce calculations that lenders, insurers and Building Control will accept.
Structural Survey / Engineer's Report
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A structural survey is a targeted investigation by a chartered structural engineer into a specific concern — cracking, subsidence, bowing or leaning walls, sagging floors, or a proposed load-bearing alteration. It is more focused and more specialised than a RICS Level 3 Building Survey, and is often the next step when a Level 3 flags structural movement and recommends a specialist engineer.
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Is this the right one?
Who a Structural survey is for.
- Your RICS Level 2 or Level 3 survey has flagged cracking, movement or subsidence and recommends a structural engineer's opinion
- You can see diagonal or stepped cracks, bowing or leaning walls, sloping floors, or doors and windows that no longer close square
- You're planning to remove a chimney breast or knock through a load-bearing wall and need calculations and a beam specification
- A lender, buildings insurer or your conveyancer has asked for a structural engineer's report before they'll proceed
- You're buying an older, altered, extended or previously underpinned property and want certainty about its structural condition
What you get
What a structural survey investigates
Cracking — cause and significance
Whether cracks are cosmetic, historic and stable, or active and progressive — and the most likely cause, from thermal movement to foundation problems.
Subsidence, heave & clay shrinkage
Signs that the ground beneath the foundations is moving — subsidence (sinking), heave (lifting) or clay shrinkage near trees — and whether monitoring or underpinning may be needed.
Bowing, leaning & bulging walls
Lateral movement in walls, bulging brickwork or failing wall ties, with advice on lateral restraint, tie replacement or rebuilding.
Sagging floors & roof spread
Undersized or overloaded joists, deflecting beams and roof spread pushing walls outward, with a view on the remedial structural support required.
Load-bearing alterations & beam sizing
Whether a wall is load-bearing, plus the steel or timber beam size, padstones and supports needed to remove it safely — the basis for Building Regulations sign-off.
Past or unauthorised structural work
Previous underpinning, removed chimney breasts or knocked-through walls done without adequate support, and whether they are sound or need attention.
Lintels, foundations & damp-related movement
Failed or missing lintels over openings, shallow foundations, and movement linked to long-term water leaks or poor drainage.
A clear remedial recommendation
A written engineer's opinion stating whether the structure is sound, what works are needed, and whether crack monitoring or further investigation (such as trial holes) is warranted.
How much it costs
Structural survey cost in 2026.
On Home.co.uk a structural survey is a fixed £495–£995 inclusive of VAT — the quote you see is the price you pay, with no "from £X" teasers and no add-ons appearing at checkout.
£500–£1,500
UK average roughly £600–£750 for a single defect or concern; full structural appraisals run higher
Price is driven by the scope (a single crack or wall versus a whole-property structural appraisal), the property's size and age, and whether design calculations or a beam specification are required. Trial holes, monitoring studs or follow-up visits are quoted separately and only ever agreed with you in advance.
How long it takes
Appointment and turnaround.
On-site / inspection
~1–3 hours on site for a targeted concern; longer for a full structural appraisal
Report / certificate
~3–7 working days, depending on whether design calculations are needed
allow roughly 1–2 weeks from booking to report; crack monitoring, where recommended, runs over several months
Why compare here
Comparing that actually means comparing.
Rivals make you fill in a form and wait for a panel to email estimates and call you back. Home.co.uk shows you bookable quotes you can confirm in minutes.
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Regulated & accountable
Every provider is IStructE / RICS.
A structural survey is carried out by a chartered structural or civil engineer — typically registered with the Institution of Structural Engineers (IStructE, denoted MIStructE) or the Institution of Civil Engineers (ICE) — or by a RICS building surveyor specialising in structures, and is backed by professional indemnity insurance. This is not a standard RICS home survey: the engineer can assess loads, design beams and produce calculations that lenders, insurers and Building Control will accept.
When you compare on Home.co.uk you're comparing like-for-like, accredited providers — not the cheapest unqualified option.
Common questions
Structural survey, answered.
What is a structural survey, and how is it different from a RICS Level 3?
Do I need a structural survey if I'm already having a Level 2 or Level 3?
Who carries out a structural survey?
Are the quoted prices fixed and do they include VAT?
Should I worry about cracks I can see in the property?
What is subsidence, and will a structural survey confirm it?
Will I need a structural survey to remove a wall or chimney breast?
Can a structural engineer's report help with my mortgage or insurance?
Does a structural survey come with a guarantee?
How long will crack monitoring take if it's recommended?
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Last reviewed · Providers compared are IStructE / RICS · General information, not professional advice.