3 Bed Detached House For Sale

COMING SOON



We're building a 75-home development on Goodsmoor Road in Derby, and 30 will be available to purchase with the help of shared ownership. There will be a mix of two and three bedroom homes, with the first homes coming on the market this autumn.



Description



50% shared ownership of a two-bedroom semi-detached house for £117,500. Monthly rent on remaining share is £269.27. In addition, there will be a monthly service charge of £57.53. There is no ground rent to pay.



Specifications



Kitchen

Fitted modern kitchen

Integrated oven and hob

Stainless steel extractor hood

Vinyl flooring



Bathroom

White suite with chrome fittings

Tiling to ceiling around the bath

Shower over bath

Glass shower screen

Vinyl flooring



Heating

Gas fired boiler

Double glazed windows



External

Allocated off-street parking

Enclosed rear garden



Decoration

White emulsion walls and ceilings

White gloss painted woodwork



Council tax banding - C



Predicated energy rating - B



The Predicted Energy Assessment (PEA) is an assessment of the energy efficiency of a building that is yet to be built. Once the building is complete, it will be replaced by the Energy Performance Certificate (EPC). Please note that the rating may change once the final EPC has been issued. This is due to recent changes in the way the PEAs/EPCs are calculated.



What is shared ownership?



Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it - but you're living there, you decorate it, and you decide when to sell.



Buying a percentage means a smaller deposit and smaller mortgage. It's a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.



The properties are sold on a 990 year shared ownership lease.



Who qualifies?



Anyone who does not currently own or part own a property and has a household income of less than £80,000 per year can apply.



How to apply



You can apply for one of our shared ownership homes by completing our application form.



Your affordability will be assessed based on the information you provide on the application form. NCHA will make an offer based on the amount you can afford, between 10 - 75%. If your application is successful a non-refundable reservation fee of £350 is required to reserve your new home, this amount goes towards your deposit on completion.



Disclaimer



Any measurements quoted are approximate and must be checked on site and against the layout which may vary due to unforeseen circumstances. Floor plans may be mirror handed. These details have been produced for illustrative purposes only and does not form any part of a contract or constitute and offer. Actual specification may vary from that shown in floor plan.