3 Bed Detached House For Sale

Brand new build, new to the market as part of our fantastic Discount Market Sale scheme or Shared Equity scheme.

This modern three bedroom semi detached is an ideal home for families and couples alike. Downstairs features a spacious living room to the front of the property with a modest hall area with stairs leading to first floor.



Home owners will enjoy a fully equipped kitchen to the rear of the property complete with laminate worktops with fully fitted oven, hob and stainless steel extractor hood with space for their own appliances. There is access to your private rear garden via a utility room. You will also find a handy W.C.



This home also features three bedrooms and a fitted family bathroom to the 1st floor which comes fully tiled with fitted shower & screen. Further storage can also be found upstairs.



Gardens will be fully turfed to the front with light landscaping as well as a private block paved driveway.



DISCOUNT SALE HOME

Hellens Residential is a privately registered provider of affordable homes for rent and low cost home ownership.



Discount Market Sale is low cost home ownership whereby a new build property is purchased at a discounted purchase price compared to other homes in the market.



You will be the sole home owner from move in and you will own the home outright with no interest from other parties. The only condition on the property is that the home must be sold on in any future sales at the same discount rate, in this instance 70% of its market value at that time. This allows for more families and couples alike to get onto the property ladder in the future.



Evidence Required for the purchase:

- Mortgage Decision in Principle showing the maximum amount applicants are able to borrow (not more than 3 months old)

- Proof of funds for deposit is required (e.g Bank statement)

- Evidence of all sourced household income and savings (P60, pay slip, bank statements plus details of any other income received).

- Statement from an Independent Financial Advisor (IFA) confirming an applicant is unable to purchase the property at full market value (this should include the applicants name, plot number, site address, discount and sale price of the property).



SHARED EQUITY HOME



With our Shared Equity scheme, you own your own home on Day one but only pay for part of the equity. You fund this in the normal way with a deposit and mortgage. The remaining equity is held by Hellens Residential as a second charge for ten years. After 10 years, or if you sell, the loan must be repaid in full. This is interest free and fixed at the initial purchase price. There is no rent to pay in the meantime.



If you can qualify for all of the above, a simple application will be completed to satisfy your eligibility. Once they have approved your application you can continue the reservation with us as per a normal house sale.