Mortgages: Best Buys

Our Mortgage Best Buys page helps you find the best mortgage or remortgage to fit your circumstances, including buy-to-let mortgages. Our mortgage experts at Moneysupermarket have scoured the market to find the best mortgage rates from the best mortgage companies. Use this best-mortgage comparison to find the mortgage deal that suits your home finance needs. You can apply online or talk to one of our mortgage advisers who will help you through the mortgage process.

Mortgage Type: Fixed (no tie-in beyond benefit period)

LenderRateDurationStandard
Rate
Max
LTV
Tie In
First Direct Offset5.98%2 years6%80%No OverhangApplyDetails
Alliance & Leicester6.14%To Aug 20107.19%75%No OverhangApplyDetails
Derbyshire BS (Direct)6.79%To Sep 20187.09%90%No OverhangApplyDetails

Mortgage Type: Fixed (with tie-in beyond the benefit period)

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Flexible

LenderRateDurationStandard
Rate
Max
LTV
Tie In
HSBC Bank Purchase Direct4.99%2 years6.25%80%No OverhangApplyDetails
Principality BS Direct5.59%To Aug 20107.09%60%No OverhangApplyDetails
Nationwide BS5.68%2 years6.49%75%No OverhangApplyDetails

Mortgage Type: Discount (with tie-in beyond the benefit period)

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Capped

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Discount (no tie-in beyond benefit period)

LenderRateDurationStandard
Rate
Max
LTV
Tie In
HSBC Bank Purchase Direct4.99%2 years6.25%80%No OverhangApplyDetails
Market Harborough B Soc. (Direct)5.95%Term7.15%75%No OverhangApplyDetails
The Co-operative Bank (Direct)5.99%3 years6.99%75%No OverhangApplyDetails
Mansfield BS5.99%3 years7.19%75%No OverhangApplyDetails

Mortgage Type: First Time Buyers

LenderRateDurationStandard
Rate
Max
LTV
Tie In
Nationwide BS Direct6.44%3 years6.49%95%No OverhangApplyDetails
Direct Line6.89%To Aug 20106.5%95%No OverhangApplyDetails
NatWest (Direct)6.89%To Sep 20137.19%95%No OverhangApplyDetails
Bristol & West Mortgages First Start7.69%To Aug 20137.09%95%No OverhangApplyDetails

Mortgage Type: Self Certification

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Buy To Let Mortgages

LenderRateDurationStandard
Rate
Max
LTV
Tie In
Principality BS Buy to Let5.99%To Aug 20107.09%60%No RedemptionApplyDetails
Chelsea BS Buy to Let (Direct)6.29%To Oct 20107.24%70%No OverhangApplyDetails
Woolwich ( Buy to Let)6.59%Term7.64%75%No OverhangApplyDetails
Leeds BS Buy to Let (Direct)6.59%Term7.39%70%No RedemptionApplyDetails

Mortgage Type: Light Adverse Payment History

LenderRateDurationStandard
Rate
Max
LTV
Tie In
Skipton BS5.99%To Oct 20186.45%75%No OverhangApplyDetails

Mortgage Type: Medium Adverse Payment History

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Heavy Adverse Payment History

LenderRateDurationStandard
Rate
Max
LTV
Tie In

Mortgage Type: Offset (new)

LenderRateDurationStandard
Rate
Max
LTV
Tie In
Newcastle BS Direct5.65%To Oct 20107.22%75%No OverhangApplyDetails
Scottish Widows Bank Flexible Offset5.99%2 years6.49%75%No OverhangApplyDetails
Market Harborough B Soc. (Direct)6.1%Term7.15%75%No RedemptionApplyDetails
Yorkshire BS (Direct)6.19%To Oct 20136.9%75%No OverhangApplyDetails

Mortgage Type: Variable

LenderRateDurationStandard
Rate
Max
LTV
Tie In
HSBC Bank Purchase Direct4.99%2 years6.25%80%No OverhangApplyDetails
Principality BS Direct5.59%To Aug 20107.09%60%No OverhangApplyDetails
Nationwide BS5.68%2 years6.49%75%No OverhangApplyDetails

See also: Mortgages, Mortgage Lenders, Mortgage Comparison, Mortgage Advice